• We are a Fannie Mae direct seller/servicer. Our loans are available to borrowers that meet guidelines set by Fannie Mae & FreddieMac. Fixed and adjustable rate mortgages are available under the following purposes
  • Investment properties up to 80% loan to value
  • Homestyle renovation available as well
  • Rate & Term refinance loans up to 97% Loan to value
  • Cash out loan up to 80% Loan to value
  • Purchase Loans up to 97% Loan to value

• Georgia Dream provides $5,000 down payment assistance, with a minimum contribution of $1,000
• Neighborhood Stabilization Program (NSP) is County and State specific
• All downpayment covered* (subject to credit check and approval)
• Protectors, Educators, & Nurses this is a program administered through Georgia Dream that provides up to $7500 in down payment assistance

• FHA loans are designed for low to moderate income borrowers with flexible underwriting requirements. Listed below are FHA loan programs
  • 550 Min score requirement
  • Purchase loans up to 96.50% Loan to value
  • FHA Streamline Refinance (non- income qualifying)
  • FHA High balance loan up to $729,750.00
  • Gift funds allowed for down payment
  • 203K Rehabilitation Loans

• No income or credit check
• For borrowers 62 years old – can be used for purchase or refinance
• Funds can be received in a lump sum and/or set monthly amount or a combination of both

• 580 minimum FICO score
• 100% Financing Loan can be based on Appraised Value vs. Sales Price
• Closing costs can be financed into the loan

• If you are Veteran, Reservist or Active duty you can qualify for a VA loan. Listed below are the VA loan programs
  • Purchase loans up to 100% loan to value
  • Cash out loans up to 100% Loan to value
  • VA IRRRL – Non income qualifying refinance
  • VA High Balance loan up to $1 Million
  • 550 minimum FICO score

• Super conforming loans- above GSE limit in designated areas
• We offer Jumbo loans of up to $3,000,000 with competitive rates
• We offer FHA Jumbo loans in High Cost areas with a down payment of just 3.5%

• Inquire about a stand-alone 2nd mortgages for home improvements or in connection with a first mortgage to purchase a home.

• Bank Statement Loans - lending based on bank deposits, ideal for contractors or business owners.
• Foreign National Loans
• Non-warrantable Condo
• Blemished Credit
• Professional Real Estate Investor Loans
• Assets as income 
• ITIN Loan program
• Doctor Loan program

Looking for a lower payment or lower interest rate? Avondale Mortgage can work with you available!

• Lower your payment or pull cash out for home improvements – Conventional Loan Option
• FHA Jumbo - Refinance your high mortgage balances in high cost areas.
• VA Interest Rate Reduction Loan - Refinance your current VA loan with no income documentation
• DU Refi Plus /Freddie Mac Relief - Refinance your current Fannie Mae or Freddie Mac loan with no appraisal
• FHA Jumbo - Refinance your high mortgage balances in high cost areas.